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Breakwater Investment Management


Breakwater Investment Management is a fee-only independent Registered Investment Advisor. We serve as a fiduciary, acting in the best interest of our clients. Our fees come directly and exclusively from our clients. We receive no compensation from any brokerage firm, mutual fund company, or money manager. We offer objective advice based solely on the goals, needs, and risk tolerance of our clients. We disclose conflicts.

Client assets are held by an independent third party custodian.

Our investment style typically includes multiple asset classes (stocks, bonds, commodities, real estate). We believe global allocations offer less risk than investing exclusively in your home-country. We have a preference for exchange traded funds over individual issues or mutual funds due to the superior diversification, transparency, low cost, tax efficiency and portability.

All investing involves risk. We believe that it is our duty to understand your risk tolerance and be sure that our recommendations are consistent with your needs and objectives. We also believe that effective investment management involves consistent communication between the client and advisor. Sadly, all investing as well as electing to stay in cash, involves risk.

Our form ADV (PDF) and our Client Relationship Summary form CRS (PDF) are regulatory disclosures that are great resources to further research our firm. For more information or for an initial consultation, please contact us. For more information or for an initial consultation, please contact us.

Additional Resources:

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