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Financial Planning

We help our clients achieve their desired goals and objectives by constructing a complete, comprehensive plan that addresses their important concerns.

The objective of financial planning is to create a strategy to help you meet your goals through proper management of financial resources. Financial planning is fluid. It is a process, not a destination. Our financial plans are, first and foremost, custom-tailored to your goals and your situation. The plan is given to you in written format. There is sufficient brevity in the plan to make it actionable and easy to understand. We try to avoid jargon.

Our comprehensive plans include:

  • Cash flow management
  • Insurance review
  • Investment planning
  • Educational planning
  • Retirement planning
  • Income tax planning
  • Estate planning
  • Planning for other major life goals

The Financial Planning Process

We follow the seven-step financial planning approach outlined by the Certified Financial Planner™ Board of Standards:

Understand your personal and financial circumstances
Identify and select goals
Analyze your current course of action, and potential alternative courses of action
Develop the Financial Planning recommendations
Present the Financial Planning recommendations
Implement the financial planning recommendations
Monitor progress and update your plan